Sometimes, an adult that has purchased a car insurance policy views that action as one the ensures his or her ability to count on help from the insurance company, in the event of a car accident. Those adults have already decided between the hiring of a lawyer and the challenge of relying on self-representation. Still, their firmness in their decision does not prove their ability to arrive at a sensible choice.
Risks assumed by adults that refuse to hire a lawyer:
Personal Injury Lawyers in Mississauga focus their efforts on going after a fair compensation for any client that has filed a personal injury claim. Someone that has decided to try self-representation may not know what size of compensation would be viewed as a fair one. Consequently, that same individual lacks the ability to seek a decidedly fair compensation.
A policy holder that plans to negotiate, unaided, with the insurance company should expect to receive a low-ball offer. An injury lawyer would understand how to deal with such an offer. Someone without legal training may not. That risk opens the untrained policy holder to yet another risk.
The insurance company may want to settle the claim before the treating physician has determined the full extent of the claimant’s injuries. Indeed, it could be that a given injury may not yet be fully diagnosed. An insurer cannot be held responsible for an undiagnosed injury.
How the lawyer’s presence works to ensure an avoidance of the known risks?
Experienced lawyers work with medical experts, in order to determine the longevity and the severity of a given injury. While making that assessment, an injury lawyer might uncover information about the chances for the appearance of yet another symptom. Each new symptom brings with it the emergence of more problems.
If an injury lawyer has been alerted to the possible appearance of a new symptom, he or she will strive to gain coverage for any symptom-related problems. Unfortunately, such coverage cannot be guaranteed, if an insurance company has put pressure on a policy holder, in an effort to obtain an early, and undoubtedly lower settlement.
Now, some adults may feel that they would know how to say “no” to the offer of an early settlement. Yet a claimant must understand that a single “no” will not keep an insurance company from pushing for an early settlement. That fact underscores the wisdom behind hiring a member of the legal profession.
In addition, that hired professional will seek to find out how many passengers were in the car at the time of the accident. Were any of them children? Were any of them senior citizens, adults that rely on Medicare. In any of those situations, a lawyer’s help becomes a necessity.