If you have been involved in a car crash, you might actually be entitled to certain types of financial benefits which are geared towards assisting you throughout your recovery. Statutory Accident Benefits Schedule or SABS as it is commonly referred to, is a provincial regulation of those benefits which are actually standardized throughout the different insurance companies. SABS provide compensation, without any regard to fault, if you or your passengers and pedestrians have suffered in an injury caused by an automobile accident.
This is definitely something that you ought to account for. With this in mind, there are quite a few important considerations that have to be laid out when it comes to it.
What should you know about claiming those benefits?
Even though you may have reported your car accident as well as the damages to your property, if you have sustained injuries, your report must reflect them as well. Claiming the accident benefits as well as claiming restitution for the damages for property damages are actually two completely different things that you have to take into consideration.
How much time do you have?
In practice, the law says that you have 7 days after the accident to report your injuries to your insurance company. Once you are done with this, the insurer is going to follow up with a request for you to complete an OCF-1 form that is the well-known Application for Benefits. You will have 30 days, after you receive it to thoroughly complete it and send it over to the insurance company. If you fail to do this, you have to provide them with a very reasonable explanation as to why you didn’t manage to do it.
Who is eligible?
This is a very valid and important question. Any person who has been allegedly injured in an accident or who has suffered mental or psychological damages because of the same accident is eligible for benefits. This means that you might be able to them even if you are not actually involved in the accident yourself. These benefits would be, hence, geared towards providing you with the necessary assistance in dealing with the mental and psychological strains of having to deal with the injuries of your relatives.
If you are insured under more than just one particular policy, there are certain special rules which are going to determine which of those you can use to get your benefits. The truth is, however, that these provisions are rather challenging and as such, they definitely require the assistance of a personal injury lawyer in Mississauga. If you manage to get one on your side, you can rest assured that you will get the help you need. They are skilled and knowledgeable about the laws and ways to negotiate a settlement with the insurance company. When you have an experienced lawyer in your corner, it works out best for you.