Critical illness laws in Ontario, Canada are one of the best which not just safeguard the rights of the victim but ensure that all injuries are compensated while the injured victim tries to get their life back on track.

How does critical illness law work?

If you have ever visited the doctor to inquire about and examine that persistent cough, only to find out it was end-stage throat cancer, you have suffered from a critical illness. Your personal injury lawyer will tell you that you can file a critical illness claim under Canadian law. Your claim will almost always be approved and you will then receive a lump sum of money.

Critical illness law exists in Ontario, as your personal injury lawyer in Mississauga will tell you because you will need a financial ‘safety net’ to pay for medical expenses, lost wages, and other potentially financially crushing expenses that result from your critical illness. Personal injury cases can be lengthy. That’s why you need a personal injury lawyer to help you win. Your personal injury lawyer probably told you that your case would not likely go to court because 95% of personal injury claims and cases do not. You also probably learned from your personal injury lawyer that the length of your case could not be predicted because it could settle either in or out of court at any time.

Once you have been diagnosed with throat cancer, Lou Gehrig’s disease, Parkinson’s disease, Alzheimer’s, or other devastating and life-destroying diseases, you will need to undergo a ‘survival period.’ Your personal injury lawyer will inform you (when you are filing the critical illness claim) that this is the minimum period of time that you must stay alive for in order to be eligible for any benefits. The time period of the ‘survival period’ will depend on the type of illness you have. For example, it will be relatively short if you have Alzheimer’s or Parkinson’s disease because the average life expectancy of those patients tends to be about 7 years. The survival period will be longer if you have AIDS or some sort of beginning stage cancer because your survival prospects are much better. The survival period provision exists because it would make little sense to make a lump sum payout to you to help you out with your critical illness from a financial standpoint if you died two weeks after receiving the money.

Indeed, Ontario’s critical illness law is a godsend. This is because it has saved many people who suffer from critical illness (and their families) from financial ruin because of the expenses resulting from the illness. If you have been diagnosed with a critical illness and you live in the Ontario province, you need to hire a personal injury lawyer and file a critical illness claim immediately. Doing so will improve the quality of your life and may even improve the quantity of it!