If you have been injured in an accident, you probably won’t forget that sound of breaking glass or the twisting of the metal that you hear when two vehicles hit. When you are involved in an accident, these sounds don’t leave you anytime soon. If there were some type of injury or damage done to property, a claim will need to be filed with an insurance company representing the parties involved. Here are a few simple tips to understanding this process.
Hire a lawyer
You will want to go to the hospital and seek medical treatment immediately following an accident. Many times, the symptoms will not show up until later on. You will need to be able to report back to the hospital if you have a delay in symptoms. As soon as you are seen by medical professionals, you will want to contact an Injury Lawyer in Brampton that will assist you further.
Report the accident to your insurance company
You must report that you were in an accident within seven days of the accident occurring. If you fail to report it, then the company could refuse to pay anything on your claim.
Review the terms of your policy
Most people don’t give their insurance policy a look at until, they need it. If you haven’t done so, you may want to view it to see what your rights are as far as coverage and compensation should you be in an accident.
Beginning the claims process
When you are ready to file a claim, you will want to contact the insurance company and proceed. Many times, they will assign you to a claims adjuster who will work with you by making contact with you to set up a meeting in person. It is there that they will go over what they can cover and what you want.
Investigation and the assessment of fault
The claims adjuster will need to view your case, check your story and if needed, they will call a few witnesses to verify your story. You may need to also grant them access to your medical file as well. They want to make sure that you are being truthful in your accident claim. They also want to measure if you are at fault and if you are, by how much.
Accident benefits payable under your policy
If you can provide enough proof, an insurance company will pay you a certain amount. If you accept that amount, you are cutting the insurance company free of paying anything more than what they issued to you. Its’ best to consult a Personal Injury Lawyer in Mississauga prior to accepting payment from an insurance company, because chances are, they are offering you the lowest they can offer you in order for you to take it.