If you have been injured by the actions of another, such as a hit-and-run driver, it’s important that your insurance company understand how serious the incident was. You may be entitled to certain compensation for any injuries sustained during the incident, and it’s up to your agent or insurance adjuster to determine how much that is. This article provides an overview of what happens behind the scenes when an injury settlement offer is made, so you can better understand what might happen next if your case is worth pursuing.