If you have been injured in a car accident, you need to report it to the police. This is a very important step if you want to apply for certain compensation for your injuries. Residents of Ontario usually have monetary coverage for their financial loss which has resulted from injuries consequential to motor vehicle accidents. This is due to their automobile insurance policy which is mandatory. Some of the available financial losses include: family expenses, medical expenses, cost of hiring a care giver, loss of income and other similar issues.
The process is rather complicated, though, as there are numerous different timelines that you would have to account for when completing all of the applications as well as the medical questionnaires. Additionally, you have to account for the fact that insurers are oftentimes reluctant to pay the actual full amount that you deserve as a victim. This is why you might want to use the services of a personal injury lawyer so that he can help you out in the process. In any case, let’s take a quick look at the things you’d have to consider.
Applying for accident benefits
Should you be injured in a car accident or any other type of motor vehicle accident, you need to report it to your police department. The benefits that you are legally entitled to include the following:
· Income replacement benefits
· Non-earner benefits
· Care giver benefits
· Medical benefits
· Rehabilitation benefits
Of course, there are quite a lot of different things that you need to take into account. There are certain actors which are going to increase or decrease the likelihood of you receiving a significant compensation. For example, if you have gone through a catastrophic injury, your monetary compensation is going to be significantly higher. The benefits are likely to be higher as well. On the other hand, if all you had to sustain were certain bruises and minor contusions, you should not expect much.
Of course, you also need to understand that there is a difference between benefits and compensation. There are quite a lot of specifications that you have to actively account for when it comes to it, and that’s why it’s a good idea to work with a personal injury lawyer. He is going to be perfectly aware of the procedural requirements which are necessary for you to receive the full amount of your compensation and as such he will know how to handle the claim perfectly. This is the main advantage of hiring a personal injury lawyer,as they will ensure that they work with you at every step to ensure that you get justice. The lawyer will assist you in getting more money. It’s an important consideration and you should definitely take it into account. That is one of the reasons for hiring an experienced lawyer as they have done this multiple times and can assist you with the process.