If you have been denied long term disability coverage, then you need to seek-out a member of the legal profession, someone that is familiar with denial letters. (more…)
How Much Time After A Collision Does Victim Have For Filing A Lawsuit?
There is no one answer to that question. The timeline of concern to the victim varies from one location to the next. That is why smart victims make a point of consulting with an attorney. An attorney knows the statute of limitations for the area in which he or she has chosen to practice law. (more…)
How Is Fault Determined In Ontario?
The procedure that Ontario uses for the determination of fault has been spelled-out in the Ontario Insurance Act. That contains rules that apply to insurance companies, as well as rules that apply to drivers. (more…)
How Frequently Does A Personal Injury Case Proceed To Trial?
Statistics indicate that out of every 20 personal injury claims filed at the appropriate court, no more than 1 of those cases proceeds to the point where a trial takes place. (more…)
Process of Personal Injury Settlements Get Paid Out
Once the 2 sides have settled their differences, or once the plaintiff/claimant wins in court, the insurance company sends a check to the claimant and the claimant’s lawyer. (more…)
How Are Benefits And Premiums For Long Term Disability Calculated?
The size of a disabled employee’s benefit payments gets determined by the monthly salary of that same employee. The amount paid to the disabled worker each month equals a given percent of that monthly salary. (more…)
Ways A Self-Employed Person Can Obtain Disability Benefits?
If a self-employed resident of Ontario has been paying taxes to the government, then if the same resident becomes disabled, he or she may qualify for benefits from one or more programs. (more…)
Why Negligence Can Play A Pivotal Role In A Personal Injury Lawsuit
Charges of negligence often arise in personal injury cases when the at-fault party (or defendant) caused the accident in which the injury victim (or plaintiff) suffered mental and/or physical harm. In cases such as these, the judgment or outcome typically hinges on the plaintiff’s and personal injury lawyer’s ability to prove that the defendant was negligent and caused the accident as well as the injuries that the plaintiff suffered. (more…)
What Contract Provisions Remain The Same In Almost All LTD Contracts?
Because there are different sorts of disabilities, not all long-term disability (LTD) contracts are the same. Still, insurers and employers usually put some of the same provisions into each LTD contract. (more…)
Underinsured Motorist – Coverage And Claiming Benefits
According to Investopedia, “Underinsured Motorist” or “UIM” is a provision in an auto insurance policy that extends coverage to include bodily and property damage that was caused by another motorist and who didn’t have sufficient insurance to cover damages. Insurance policies that contain UIM coverage will have significant differences from one state to the next. (more…)