If you win your case, either in or out of court, keep in mind that the defendant’s insurance policy won’t pay out a settlement that’s more than the limits of his or her policy. That said, you can sometimes collect much more from the defendant. Here are the secrets. (more…)

Premises liability refers to the liability the owner of a property has if you are hurt because of dangerous conditions on the property. Premises liability applies to all types of property. (more…)

The documentation of damages helps to increase the claimant’s chances for a fair settlement. (more…)

Sometimes, drivers’ memories can play a role in determination of the at-fault driver, following a collision at an intersection, one that has a traffic light. (more…)

The holder of an insurance policy with collision coverage has paid for a way to cover the cost of damage to his or her vehicle. The holder of a policy with comprehensive coverage has sought financial protection of his or her vehicle. Still, each of those 2 different policies guarantees the availability of funds for covering a specific type of damage. (more…)

Certain aspects of a head-on collision make it difficult to determine the at-fault driver for that particular incident. (more…)

Anyone that has been involved in an on-road accident should make a point of calling officers to the scene of the crash, so that those same officers can file a police report. (more…)

After a policyholder has reported his or her involvement in some type of accident, the insurer puts that report in a file. One of the insurance company’s adjusters receives that particular file. The recipient of the same file wants to gather all the facts; therefore, he or she launches an investigation. (more…)

When the opposing parties agree to settle, then the plaintiff is assured of at least some money, and the defendant has some control over the size of the compensation. (more…)