There is no one answer to that question. The timeline of concern to the victim varies from one location to the next. That is why smart victims make a point of consulting with an attorney. An attorney knows the statute of limitations for the area in which he or she has chosen to practice law.

The procedure that Ontario uses for the determination of fault has been spelled-out in the Ontario Insurance Act. That contains rules that apply to insurance companies, as well as rules that apply to drivers.

Statistics indicate that out of every 20 personal injury claims filed at the appropriate court, no more than 1 of those cases proceeds to the point where a trial takes place.

Once the 2 sides have settled their differences, or once the plaintiff/claimant wins in court, the insurance company sends a check to the claimant and the claimant’s lawyer.

The size of a disabled employee’s benefit payments gets determined by the monthly salary of that same employee. The amount paid to the disabled worker each month equals a given percent of that monthly salary.

If a self-employed resident of Ontario has been paying taxes to the government, then if the same resident becomes disabled, he or she may qualify for benefits from one or more programs.

Because there are different sorts of disabilities, not all long-term disability (LTD) contracts are the same. Still, insurers and employers usually put some of the same provisions into each LTD contract.

According to Investopedia, “Underinsured Motorist” or “UIM” is a provision in an auto insurance policy that extends coverage to include bodily and property damage that was caused by another motorist and who didn’t have sufficient insurance to cover damages. Insurance policies that contain UIM coverage will have significant differences from one state to the next.

When you’ve suffered injuries in an accident, you would normally get medical attention, have the doctor send your bill to your health insurance provider, and walk away feeling as though everything has been taken care of. However, your insurance company may still contact you to discuss the nature and extent of the accident and your injuries. They are merely complying with what is written in your policy in order to determine if someone other than you is completely or partially responsible for the accident and your injuries.

If you’ve filed a personal injury claim or lawsuit, the at-fault party’s or your insurer has the right to ask you to undergo what is referred to as an “independent medical exam”or IME by a doctor of their choice. This is often a requirement of the legal process. But the key words here are “of their choice”, not yours. What you may be unaware of is that the doctor they have chosen is not doing this for treatment purposes. They are doing it to gather information for the insurer regarding the nature and extent of your injuries.