The head of an insurance company cannot handle all the cases that are on file. Hence, that same company head asks a specified employee or a third party contractor to handle a designated case. The roles assumed by the person handling that case demonstrate the nature of some of the roles undertaken by an adjuster. Any one company assigns a list of different adjusters to each separate case.
The role of the property damage adjuster: Adjusters that take on this job must determine the value of the damage done to the vehicle of the person that has submitted a claim. At the same time, each of them needs to determine the costs associated with towing and storing the same damaged vehicle.
Tasks handled by accident benefit adjusters: The nature of these tasks indicates the reasons for the adjusters’ calls to various lawyers. Each call represents another communication that has been made, while dealing with a personal injury lawyer. Sometimes an assigned task might call for arranging the time and place of an insurer medical exam (IME); at other times it could entail arranging for surveillance of a given accident victim.
Jobs assigned to field/task adjuster: This employee or third contractor will have a single task. Often it entails putting forth the effort needed, in order to get a statement from a given victim. The fact that one person could be paid to carry out that one special task highlights the value that the insurer places on such a statement. It provides the attorney for the insurer with material to use, when questioning the plaintiff (victim).
Roles assumed by tort adjusters: Each person that has taken on this role has become familiar with one particular victim’s pain and suffering claims. Owing to this adjuster’s familiarity with such claims, he or she will be expected to set aside a specified amount of money for any one designated claim. The victim that has made that designated claim then gets shut-off from any additional money, unless it can be won by mediation, by arbitration or in a court case. This can be only done with the assistance of an injury lawyer in Burlington.
Special title given to some third party contractors: While the insurer may have people working in the office (in house), in order to call and arrange for surveillance, the person making such calls has to remain by the phone. Hence, the phone caller will not be the person that supervises and conducts the surveillance operation. The person in charge of supervising and conducting that investigative operation will be an “out house” adjuster.
As a result, some of the accident benefit adjusters have two words added to the description of their job. Those two words are “out house.” When an adjuster’s job description includes those two words, the adjuster’s position role with respect to the insurance company copies one that would be associated with the duties of a third party contractor.